Interest free credit period (only on
full payment on or before the due date) Calculation of interest for transactions will be from the posting day onwards and not from the statement date.
50 days
Finance Charge
2.00% per month (24% p.a)
Minimum payment due whichever is higher
5% or Rs. 250
Cash advance limit
50%
TRAVEL INSURANCE
*
Accidental Death and Dismemberment
US$ 50,000
Common Carrier Baggage Loss
US$ 1,500
Baggage Delay (Beyond 4 hours)
US$ 300
Trip delay (Beyond 4 hours)
US$ 300
Trip Cancellation
US$ 300
LIFESTYLE FEATURES
Annual fee - Membership rewards
Rs. 250
Annual fee - Membership rewards Plus
Rs. 500
Automatic Bill Settlement - Initial
setup fee
Rs. 500 (for less than two registrations)
Nexus Program
Available
0% interest instalment plan
Available
Selects program
Available
No surcharge on gas and fuel
Available
FEES
Joining fee - Primary
Rs. 1,000
Joining fee - Supplementary
Rs. 500
Annual fee - Primary
Rs. 1,900
Annual fee - Supplementary
Rs. 750
Cash advance fee (Local)
Rs. 200/- + 4% on face value
Finance Charge (Cash Advance)
2% per month (24% p.a)
Cash advance fee (Overseas)
US$ 3 and 3% on the face value
Late payment fee
Rs. 750
Excess charge over credit limit
Rs. 750
Returned cheque - Lack of Funds
Rs. 1000
Returned cheque - Other Reasons
Rs. 200
Limit enhancement fee – Permanent (Urgent)
Rs. 750
Limit enhancement fee – Permanent (Normal)
Rs. 500
Limit enhancement fee – Temporary (Urgent)
Rs. 1000
Limit enhancement fee – Temporary (Normal)
Rs. 500
VISA letter
Rs. 500
Card replacement fee
RS. 500
Copy of statement
Rs. 200 per copy
copy of sales voucher (up to maximum
of 3 months from transaction date)
Rs. 200
PIN replacement
Rs. 500
Billing cycle change
Rs. 200
Early renewal fee
Rs. 200
Re-couriering of cards
Free of Charge
Standing instruction% changing fee
Rs. 200
Overseas courier fee
Rs. 3000
Processing Fee for an Urgent Application
Rs. 750
Emergency card replacement
Free of Charge
Travel Accident insurance
Free of Charge
Travel inconvenience insurance
Free of Charge
Apply online:
*Conditions
apply.
Green Cardmembers
can upgrade to Gold benefits on payment of a non refundable
annual upgrade fee US$35.
Terms and Conditions of the American Express Green Card & important information on Credit Card Usage